BBP Admin has been in business since 1977. Three generations of this family run business have made it into a leading nationwide benefit administrator. We have been providing innovative employee benefits solutions for COBRA, FMLA, FSA, HRA, HSA, Payroll, and Transit Plans.
We Create the Perfect Balance of Technology and the Human Touch.
Understanding that technology alone is not the answer, we are committed to making it easier for you to run your business. Our primary focus is building teams of experts to better serve our customers in a variety of important ways.
Our Services
Customer Service
You can count on us to provide you with exceptional service, solid expertise, and the best products. We are licensed and experienced benefit administrators devoted to personal and prompt service.
Technology
Easy to use and powerful web-based administration systems. A secure helpdesk to track every request from start to finish. Mobile apps to make participant use as easy as possible. Email and live chat support to help participants. If you have a special need, we can help you with a solution.
PRODUCTS
We have focused on the benefits needs of companies for over 40 years. Whether you have the simple need for a section 125 plan or a complex health reimbursement plan, we’ll work with you to identify your optimal coverage.
PartnerS
Starting out as a local Illinois administrator, we have grown into one of the industry’s most trusted and reliable nationwide TPAs. A large part of our success are the partnerships we share with brokers, agents, tax professionals, and financial planners. Our technology, customer service, and provider resources give you all the tools you'll need to sell with confidence. We will make you look great!
I had a great service experience with Amy today. She has been very helpful. She was courteous and informed. I highly recommend her as a great service professional and BBPADMIN for their service overall
Rosa is the best!!! She was so helpful, has a great personality/attitude, and helped me step by step through the BBP portal system. Thank you again Rosa and BBP!
BBP has always been there to help us out when we are in need.
Today I would like to give a big shout out to Rosetta Lolacono who always has the answers to my problems. Thank you, Rosa
We have been administrating COBRA since the law was enacted. With stricter self-reporting rules for COBRA errors and the fact it is the most litigated employee benefit ‒ Can you afford to be handling this administration yourself?
The IRS estimates that nearly 90% of all firms subject to COBRA are not fully in compliance with regulations.
COBRA administration is a complex process, governed by constantly changing rules and regulations. Staying on top of COBRA health care continuation is no easy task, virtually every aspect of COBRA is extremely time-sensitive so prompt and proper actions are critical.
Let us take the worry out of COBRA administration with a comprehensive and efficient administration plan. Our service promptly takes care of the necessary communications, notices, forms, and record-keeping. It even provides for the collection of premium payments connected with COBRA. In all, it's a security blanket that ensures your compliance with complex federal regulations.
We ensure your compliance ̶ we deal with COBRA on a daily basis so we are always up-to-date on ever-changing laws around this complex law.
Our online portal allows both participants and clients to access information.
Participants can view the status of their account and review all critical information regarding their COBRA account. Clients have the ability to view participant information, retrieve any applicable reports, and enter new COBRA events online.
We keep your COBRA costs low by maintaining proper COBRA eligibility procedures and generating timely and accurate eligibility reports. At the same time, we help you avoid stiff penalties, additional taxes, and other expenses by ensuring that your company is always in compliance.
We take care of required notices, forms to participants, and communicate COBRA elections and terminations to plan carriers.
We send you a monthly check for all premiums received during the month along with detailed monthly reports of all COBRA activity.
Get a quote today by giving us a call at 630-773-2337
Online HR and ACA Compliance
Eliminate the stress and complexity of HR administration for you and your employees.
From onboarding to health insurance we can integrate all of your HR offerings into an easy-to-use online dashboard, giving you greater control, your employees greater access, and your business greater confidence in its compliance.
Our online system reduces administrative busy work empowers employees and facilitates deeper business insight. New hire data is collected electronically and integrated, making onboarding a breeze, employees can easily view and update their own information, managers can submit change requests to designated approvers. Reporting capabilities give you insights into key HR statistics, such as compensation, turnover, and PTO liability, help inform strategically, data-driven decision-making.
Benefits Administration - Effortlessly manage all aspects of employee insurance online. Keep your existing plans or choose from an extensive selection of new benefits options.
New Hire Onboarding - You can onboard employees faster and easier, giving employees a great first day without stacks of paperwork. Create tasks in minutes and let employees breeze through onboarding without breaking a sweat.
Time-Off Tracking - Setting up and administering time-off packages has never been easier. Configure a PTO package unique to your company and let employees use their self service tool to request time off in a few clicks. This is what modern time-off tracking looks like.
Online Enrollment - No more tracking down insurance applications or beneficiary forms. With Employee Navigator your employees get a simple modern enrollment experience without the headaches.
HRIS Database - Get your employee data out of the filing cabinet and into a single, secure platform. Then enjoy the benefits of accurate employee data, a powerful reporting engine, and much more. This is what modern HR looks like.
ACA Compliance - We'll help take care of all things ACA, including ongoing tracking, 1094-C and 1095-C eligibility reporting with our easy to use ACA dashboard.
Get a quote today by giving us a call at 630-773-2337
HRA Administration
A Health Reimbursement Arrangement is an employer-sponsored and funded plan that reimburses employees for qualified medical expenses not covered by their group health plan. HRA arrangements can help employers control costs of health care by establishing limits on the contributions they will make for employees, funds contributed to an HRA are the property of the employer.
An HRA can be a valuable tool to control spiraling medical plan costs by reducing premiums and minimize the impact on employees by reducing out-of-pocket expenses. A major benefit for businesses is the tax savings employers realize on claims paid through an HRA. Cash flow increase because there is no requirement to set aside funds until a claim is made. Under this self-insurance strategy, the employer may elect medical insurance plans with higher deductibles, and redirect the savings they realize to pay employees' out-of-pocket expenses. Premium savings realized may be as much as 20%-50%, leaving funds available to help employees pay for these higher deductibles. Another key benefit of HRA accounts is that unused amounts can be rolled over to future years.
All HRA funds used by employees to pay for eligible expenses are completely tax-free to the employee
Teaches employees to be better, more engaged health care consumers, resulting in better health care decisions and healthier lifestyles
Secure web portal with online claim submission, access to real-time account information for employers and participants and a user-friendly mobile app
Quick claims processing and payment for traditional claims
Our Easy HRA automatically provides claim substations without the involvement of the participant
All plan documents, summary plan descriptions and non-discrimination testing is handled for you
Get a quote today by giving us a call at 630-773-2337
Section 132(f) Transportation
Almost all urban employees commute to work by driving and then paying to park, or by using mass transportation. At BBPAdmin, we realize this can get expensive for your employees and we want to help.
Our transportation benefit programs can help you and your employees save money on the daily commute to work. It is a very effective method of saving taxes and also offers money-saving solutions to the daily commute. Our policies can help reduce costs for employees who use mass transportation or pay to park their cars at work.
As an employer, our transportation insurance does not require any cash contributions from you. It works by allowing employees to convert their after-tax payments for commuting expenses into pre-tax payments. By utilizing pre-tax dollars for commuting expenses, employees reduce their tax liability for federal income taxes, FICA taxes, and most state income taxes. There are tax benefits for the employer as well – with lower annual employment tax liabilities.
Transit passes and tokens
Vouchers
Fare media/cards
Qualified parking expenses
Transportation in a qualified commuter vehicle
Employees can fund the account with pre-tax contributions, which are exempt from federal income taxes, Social Security taxes and, in most cases, state income taxes. This results in an average tax savings of 30 percent on eligible expenses.
When you offer your employees transportation benefits from BBPAdmin it is a win-win situation for both you and your staff. Call us today, to learn why you should offer transportation benefits to your employees!
Get a quote today by giving us a call at 630-773-2337
Health Savings Account (HSA)
Are you seeking less expensive coverage alternatives to your health insurance costs? As an employer, you require a plan that includes a high deductible health plan (HDHP). Well, you may have found your match with BBPAdmin’s health savings account (HSA) program, which allows you and your employees to save money!
Our Health Savings Account produces tax savings for the employer. This reduction in payroll taxes is done by decreasing matching FICA Social Security (6.2%) and Medicare (1.45%) taxes. As a result, possible savings on workers compensation could incur. For the employee, taxable income can be reduced at an average of 30% through pre-tax payroll deductions, federal and state income taxes, and more.
BBPAdmin provides the service you need through reliable technology and tools in order to build a successful HSA program. Our goal is to engage you throughout the process as well as produce the best savings possible. When you partner with us for an HSA account, you can:
Have access to multiple contribution options to meet your specific needs
Work to reduce administration costs for your company
Help reduce taxes on all levels
Use iPhone and Android applications to view your account on the go
Create a custom plan that can help you reach your goals
Discuss ways to simplify your benefits
And of course, find peace of mind
Get a quote today by giving us a call at 630-773-2337
Get a quote today by giving us a call at 630-773-2337
FMLA Administration
The Family and Medical Leave Act of 1993 (FMLA) was created to protect workers while they are on leave. Eligible employees may take up to 12 weeks of unpaid leave in a 12-month period. Eligible reasons include: to recover from a serious health condition, care for a family member, birth or adoption of a child, or for a qualifying exigency related to a family member's active duty.
We understand the burden associated with administering FMLA responsibilities. We make it easy by tracking your leaves to make sure that time taken by your employee falls within approved guidelines. This creates a consistent leave process that is fair and accurate.
Guaranteed Compliance
Customized Leave Administration
Help reduce taxes on all levels
Flexible Processes
Full-Service Leave Administration
Fair and impartial treatment of employees
Legal counsel available for compliance assurance
Get a quote today by giving us a call at 630-773-2337
Flexible Spending Account
FSAs allow employees to pay for certain medical and dependent care expenses using pre-tax payroll dollars. FSA plans allow the employer as well as the employees to reduce costs through tax savings and more responsible health care spending. It also promotes increased health, productivity, and retention. With a Medical FSA, employees can use their pretax contributions for insurance deductibles, co-payments, eyeglasses and contact lenses, and more. Some employers sponsor a Limited Purpose FSA along with the Health Savings Account (HSA). With a limited purpose, FSA employees will be limited to eligible dental or vision-related services only. A Dependent Care FSA allows your employees to use their pretax contributions for work-related daycare expenses and work-related adult day care expenses.
By customizing your Flexible Spending Account, you can empower your employees to take more responsibility for their health and spending when it comes to their medical needs. We are committed to providing quality customer service to our clients interested in an FSA or any other type of administration service.
For a complete list of eligible expenses see IRS Publication 502: Medical and Dental Expenses. Below are some examples of eligible expenses:
Allergy Medicine
Chiropractic Care
Contact Lenses and Cleaners
Copays, Co-Insurance and Deductibles
Dental Care
Eyeglasses
Hearing aids
Orthodontia
Prescription Drugs
Let our team pay careful attention to your needs and exceed your expectations. To find out more about BBP Flexible Spending Account (FSA) administration services, contact us at 630-773-2337!
5500 and ERISA Wrap Administration
With Healthcare Reform through the ACA law, DOL, IRS, ERISA, there are many laws that affect employers on a day-to-day basis. The problem is many federal and state laws come with huge compliance penalties.
BBPAdmin Services will reduce your overall compliance risk and burden with our compliance administration programs. Whether it is our legal or HR support services, our online services or our direct administration, BBPAdmin Services aids in reducing your risk. BBPAdmin offers a full suite of ERISA services including our legal compliance program where you have access to our ERISA attorneys for any questions. ERISA is a huge law that also includes COBRA, but the other two most popular services that BBPAdmin provides for this law is the annual 5500 filing and ERISA wrap document services.
Who needs and what is a Wrap Document?
Employers who offer insured or self-funded group benefits. This includes all types of group health plans such as major medical, dental, vision, group term life and disability benefits ‒ to name a few.
Who needs and what is a 5500?
There are many rules for the 5500 so please call 630-773-2337 to find out if you need to file this document. If you already know you have to file then call BBPAdmin to receive our superior ERISA Services. The government requires that employers file a 5500 for their welfare plans annually to the IRS. For $500 we not only file your document ‒ but you also receive an ERISA Wrap Document and Summary Annual Report.
Avoid DOL Penalties
Reduce Costs
We Help You Comply
Laws are always changing
Do not get stuck owing tens of thousands in fines; contact BBPAdmin Services today for a compliance checkup, contact us at 630-773-2337!
COBRA Open Enrollment
COBRA Initial Rights Notice
HRIS Online Portal
